Scheme Objective	The “ICIF Wealth Builder Portfolio” scheme will seek to achieve superior long term returns through focused participation in equity markets. The portfolio will have concentrated exposure to established and emerging leaders and would revolve around basic theme of buying enduring and strong businesses at fair valuations. The stock ideas will be given reasonable time to mature with a view to generate superior returns.
Desired Investor profile	The portfolio will be constructed with long term view for an investor who is unperturbed by short term returns & volatility.
Portfolio Risk Profile	Investor with long term and patient investing horizon
Risk	High
Number of Stocks / MF Schemes	10 to 25
Exposure to each stock	8% to 15%
Exposure to each sector	Maximum 40%
Cash Call	No Tactical Cash Call. Phased building of portfolio over 6 months
Stock selection in the portfolio
Core – Fundamental	65% – 100%
Opportunities	0% – 35% (Medium to Long Term Opportunities)
Diversification of the portfolio stocks
Commercial Banks	Yes
Development Banks	Yes
Finance/Micro-Finance Companies	Yes
Insurance	Yes
Hotels & Others	Yes
Fixed Income Instruments	Yes
Time Horizon	5 years
Bench-marking	Yearly
Management Fees	As per the schedule