| Scheme Objective | The “ICIF Wealth Builder Portfolio” scheme will seek to achieve superior long term returns through focused participation in equity markets. The portfolio will have concentrated exposure to established and emerging leaders and would revolve around basic theme of buying enduring and strong businesses at fair valuations. The stock ideas will be given reasonable time to mature with a view to generate superior returns. |
| Desired Investor profile | The portfolio will be constructed with long term view for an investor who is unperturbed by short term returns & volatility. |
| Portfolio Risk Profile | Investor with long term and patient investing horizon |
| Risk | High |
| Number of Stocks / MF Schemes | 10 to 25 |
| Exposure to each stock | 8% to 15% |
| Exposure to each sector | Maximum 40% |
| Cash Call | No Tactical Cash Call. Phased building of portfolio over 6 months |
| Stock selection in the portfolio | |
| Core – Fundamental | 65% – 100% |
| Opportunities | 0% – 35% (Medium to Long Term Opportunities) |
| Diversification of the portfolio stocks | |
| Commercial Banks | Yes |
| Development Banks | Yes |
| Finance/Micro-Finance Companies | Yes |
| Insurance | Yes |
| Hotels & Others | Yes |
| Fixed Income Instruments | Yes |
| Time Horizon | 5 years |
| Bench-marking | Yearly |
| Management Fees | As per the schedule |
