| Scheme Objective | “ICIF Wealth Desire Portfolio” scheme will seek to achieve returns through broad based participation in equity markets by creating a diversified portfolio across different capitalization companies. The main strategy would revolve around basic theme of “Buy and Hold” with a medium to long term investment Perspective. The opportunistic trades will be undertaken to drive the returns. |
| Desired Investor profile | An investor willing to invest for medium to long term and who would also like to take benefit of short-term volatility and opportunities |
| Portfolio Risk Profile | Any investor with medium risk appetite is most suited |
| Risk | Medium |
| Number of Stocks / MF Schemes | 10 to 20 |
| Exposure to each stock | 3% to 7% |
| Cash Call | Yes |
| Stock selection in the portfolio | |
| Core - Fundamental | 50% |
| Opportunities | 25% |
| Technical | 25% |
| Diversification of the portfolio stocks | |
| Commercial Banks | Yes |
| Development Banks | Yes |
| Finance/Micro-Finance Companies | Yes |
| Insurance | Yes |
| Hotels & Others | Yes |
| Fixed Income Instruments | Yes |
| Time Horizon | 3 years |
| Bench-marking | Yearly |
| Management Fees | As per the schedule |